Landscaping
Landscaping Equipment Financing
Landscaping companies provide a crucial service, crafting beautiful outdoor spaces for homes, businesses, and public areas. Essential to this work are various tools and machinery, which can be a significant financial investment to acquire outright. This is where equipment financing can empower your business. Equipment financing supports landscaping businesses by providing:
Benefits
• Enhanced Capabilities: Gain access to advanced tools and machinery without financial burden.
• Maintain Cash Flow: Retain your financial reserves for operations and unexpected costs while still using top-tier equipment.
• Expand Services: Utilizing the correct equipment can help you expand your service offerings and appeal to a larger client base.
• Technological Advancements: Remain competitive by utilizing the latest landscaping technology without burdening your budget.
How We Make a Difference
Here’s how we stand out in supporting your business:
• Fast Approvals: In the dynamic field of landscaping, we provide approvals in less than 4 hours to ensure your projects continue smoothly.
• Minimal Credit Inquiries: With soft credit pulls, you can explore your financing options without any negative impact on your credit score.
• Protected Cash Flow: We work with you to determine a monthly payment that fits your budget.
• Individualized Support: Our knowledgeable specialists provide one-on-one support, guiding you through the financing journey with expert advice.
• Same Day Funding: Once approved, we don’t make you wait. Access your funds the same day to move your plans forward without delay.
• Tailored Solutions: Every landscaping business is unique, which is why our solutions are flexible and specifically tailored to meet your business needs.
Some Equipment We Finance:
Skid Steer Loader | Excavators | Mowers | Multi-terrain Loaders | Company Trucks | Trailers | Ditch-Witch | Aerator | Blowers | Spreader | Hedge Trimmers | Pole Pruners | Bucket Truck | Arborist Supplies | Pruners | Chainsaws | Hydraulic Tools | Mulching/Land Clearing
Start Your Application Today
Buy used equipment, save money! Check out our inventory:
2023 Ford F350 Super Duty &
2023 Snow Dogg Snow Plow
FOR SALE: $57,025
Location: MO
Click photo for more information and specs!
2017 Linkbelt 130-4 Tracked Excavator
FOR SALE: $65,000
Lake Worth, TX
Click photo for more information and specs!
2005 Mack CV713
Dump Truck
FOR SALE: $50,000
Newman, GA
Click photo for more information and specs!
Frequently Asked Questions
There is no standard down payment required. However, for start-up landscaping businesses, 10-20% of the equipment cost is required as a down payment. The more business and personal borrowing history you have, the more likely you will be able to qualify for zero-down.
Skid steer loader, excavators, mowers, trailers, mulching/land clearing, bucket truck
There is no application fee for applying. If approved and you proceed with the funding process, the fees will depend on the structure of your deal. Our standard documentation fee ranges from $200-$700 depending on the loan size, but there could be additional fees for services like titling or a site inspection.
Once we receive your application, our credit team will review your information and provide you with a decision typically within 4 business hours. If your application is approved, one of our sales representatives will guide you through your payment terms over the phone. At this stage, if additional documents are required, a sales representative will collect those from you as well. From that point, our funding team will reach out directly to you to finalize the documents and schedule the funding. If everything is provided to us promptly, we are able to fund as soon as the next day.
- All we need to make a decision on your file is our one-page application. In some cases, we may require the last 3 months of your bank statements depending on the dollar amount and/or your credit history.
- If approved, your approval may have contingencies attached to it that must be completed in order to start the funding process. Common contingencies include proof of business ownership, time in business, and income. Once those contingencies are cleared, you’ll need to provide the funding documents which includes driver’s license, voided check, and anything else required depending on the nature of the loan.
To qualify for financing, you must have a minimum FICO score of 610. An ideal customer has established operations and extensive borrowing history.
While working with your sales representative, it may be beneficial to provide them with contracts you have secured for upcoming projects, notify them if you have cash reserves to make a down payment with, or inform them of additional collateral that you own free and clear you are willing to utilize to secure the loan.
Our rates start at 6.99% and we offer terms ranging from 24-72 months. Your rate is dependent on your credit profile, collateral type, time in business, and borrowing history.
Payments will be automatically drawn from your account on the 1st or the 10th of each month via ACH.
With strong rates and flexible terms, we offer competitive landscaping financing and impeccable speed with our services. We underwrite and release funds to the sellers quicker than many of our competitors so you can get the equipment you need faster.