Reactive Borrowing Costs More Than Most Business Owners Realize Most business owners don’t spend their day thinking about financing. You’re thinking about customers, payroll, schedules, vendors, and keeping your operation moving. That is exactly why a “we’ll deal with it when we have to” mentality is so common. Funding becomes [...]
Seasonal Business Cash Flow Planning: Build a 12-Month Strategy If you run a seasonal business, you already know the pattern. Revenue floods in during peak months, then drops sharply. Construction crews might sit idle in winter, coastal restaurants see overflow summer crowds then face empty dining rooms by November, and [...]
2026 Industry Growth Forecast: Funding Equipment and Expansion Without Straining Cash Flow As 2026 begins, business owners are facing a familiar but high-stakes question. Where should they invest now to support growth this year and beyond? Economic cycles, technology shifts, and changing customer expectations are creating clear momentum in several [...]
Modern Winter Equipment Upgrades That Boost Efficiency and Reduce Downtime Winter creates unique pressures for contractors, municipalities, and small businesses responsible for clearing roads, sidewalks, and properties. Long shifts, cold temperatures, and fast-changing storms can slow down operations and strain older machines. Outdated equipment creates added challenges by increasing downtime, [...]
When to Invest in Equipment and How to Finance It At the start of 2026, many small business owners are asking the same questions. Is a slowdown coming? Should I hold onto cash? Is this the right year to invest in equipment, or is it better to wait? Those concerns [...]
Section 179 is one of the most valuable business tax incentives available to small and mid-sized companies, especially when it comes to small business purchases of essential equipment. This deduction allows eligible businesses to write off a significant portion of qualifying equipment purchases in the year the assets are placed [...]
Winter Fleet Financing Made Simple When temperatures drop and roads turn icy, few industries feel the impact as quickly as transportation and towing. Harsh weather means greater wear on vehicles, unpredictable job volumes, and higher operating costs. Staying profitable through it all takes preparation, planning, and access to flexible financing [...]
A Practical Look at How Farmers Can Use Financing to Navigate the Post-Harvest Season As the combines finish their final passes and the last loads of grain head to storage, many farmers and ag business owners find themselves shifting gears. Harvest marks the end of one cycle and the beginning [...]
The Automation Imperative and Overcoming Financial Hurdles Manufacturers today are under growing pressure to do more with less. Rising labor costs, difficulty finding skilled workers, and global competition are pushing companies to explore automation. Robots, conveyors, inspection systems, and smart sensors can increase throughput, improve quality, and create a more [...]
The Role of Financing in Today’s Healthcare Environment Modern healthcare depends on modern equipment. From imaging machines and diagnostic tools to surgical technology and dental chairs, the right equipment is essential for providing excellent patient care. But for many clinics and practices, the price tag can be overwhelming. Buying equipment [...]
Dave Cashmore joined Blue Bridge in early 2021 as a Credit Manager and swiftly advanced to his current role as Senior Director of Credit. Drawing on his extensive credit expertise and deep understanding of risk management, Dave leads the credit team in structuring, underwriting, and managing the company’s portfolio. He plays a key role in designing credit programs that support business growth while maintaining a strong and resilient portfolio. Dave works closely with both the portfolio and sales teams to ensure credit decisions align with Blue Bridge’s strategic objectives and risk appetite. He holds a bachelor’s degree in Actuarial Science and Mathematics from SUNY Albany.
Janessa Brown joined Blue Bridge in September 2021 as a documentation specialist. Her commitment to efficiency and operational excellence led to her promotion to Senior Director of Broker Originations. In her current role, Janessa leads the broker originations team, overseeing relationships with brokers nationwide, driving the growth of broker-driven business, and continuously optimizing processes to improve performance and enhance service for our customers and partners.